Safe and convenient payment abroad is one of the basic requirements for a positive travel experience – especially when traveling around the world. With the right credit card, you can easily pay all kinds of bills and withdraw cash anywhere in the world. More commentary at gallerimyr.com
Below we have summarized the most important points that you should consider when choosing a credit card for your trip around the world.
A trip around the world leads to many different countries, which differ not only in their everyday customs and culture, but also in their currency and common payment methods.
Your EC card is only of limited use as a means of payment on a trip around the world, as it is hardly accepted outside the European Union. In addition, cash withdrawals from ATMs abroad are often associated with outrageous fees.
Credit cards, on the other hand, are a quick and secure way to pay bills in hotels and restaurants, shops and tourist attractions worldwide.
Carrying large amounts of cash not only spoils the relaxed travel experience, but is also associated with a considerable security risk in many countries. Therefore, when choosing a credit card for your trip around the world, you should first and foremost make sure that it allows you to withdraw in the local currency free of charge and that it works at the ATMs of all the countries you want to travel to.
Depending on how long you are on the road and which bills you have to pay abroad, it can also pay off to choose a credit card with a comparatively low foreign currency fee, because the hidden additional costs add up quickly. Inquire with the respective financial institution exactly whether there are no annual or monthly fees for the credit card. Inexpensive Visa or Mastercard cards that are linked to an online account are particularly recommended. These enable you to keep an eye on your expenses and make online transfers if necessary. Not only if you are traveling in countries where the theft rate is comparatively high, you should also pay attention to these important points when buying the credit card:
Experienced globetrotters are happy to recommend the DLB Cash account (including Visa credit card), which enables free withdrawals at over one million ATMs worldwide. If private operators of vending machines in some countries still collect third-party fees, the DLB will reimburse them to the customer. Other advantages of the DLB cash account include:
Experience shows that despite the worldwide acceptance of Visa and Mastercard when withdrawing cash when traveling to distant countries, there can always be problems with a credit card. Since large amounts are often withdrawn at large intervals on world trips, there is also the risk of the credit card being automatically blocked.
For safety reasons, you should therefore carry at least one replacement card from a second provider and always keep it separate from the first card. If you buy the replacement card from a second bank, you also minimize the risk of your bank accidentally blocking the replacement card if the card is stolen.